Luke Graham 5 February 2019 THE ROYAL COMMISSION INTO BANKING MISCONDUCT TURNS ON BROKERS Luke Graham 5 February 2019 The Banking Royal Commission has recommended a similar model to the Dutch 'makelaars' in the mortgage broking industry by ceasing 'trail commissions'…
Luke Graham 28 November 2018 LOCKED OUT: THE BLACK AND WHITE OF ABOLISHING NEGATIVE GEARING Luke Graham 28 November 2018 It was touted as a well-meaning attempt to get a grip on the issue of housing affordability, fed to the masses as a means of stopping the rich…
Luke Graham 22 January 2018 UNDERSTANDING YOUR TOLERANCE OF RISK Luke Graham 22 January 2018 Your personal position on the spectrum of risk tolerance dictates much more about how you live…
Luke Graham 25 January 2017 Is the Melbourne apartment market reaching saturation point? Luke Graham 25 January 2017 If you believe what you read in the media, Melbourne is suffering from an apartment glut. For those who dived into this market either as an investor or owner-occupier, concerns about significant price reductions are palpable.
Luke Graham 7 November 2016 UNCHARTED TERRITORY: INTEREST RATES AND RENTAL YIELDS Luke Graham 7 November 2016 Over 2015 and 2016, we saw the Reserve Bank of Australia cut interest rates four times, totalling 100 basis points (or one per cent)…
Luke Graham 8 September 2016 THE TALE OF TWO SUBURBS Luke Graham 8 September 2016 The problem with tarring an entire city with the same brush is that it ignores some significant fundamentals of property investment…
Luke Graham 18 August 2016 IS THE SYDNEY PROPERTY MARKET STILL A GOOD INVESTMENT? Luke Graham 18 August 2016 The Sydney property market may have led the boom, but is it still the best Australian city for new investments..?
Luke Graham 15 February 2016 WHY I WOULD RATHER NOT PROFIT FROM NEGATIVE GEARING CHANGES Luke Graham 15 February 2016 This is what we risk if we adopt a policy of negative gearing only serving the purchase of brand new property…