I would argue the biggest factor that stalled Sydney house price growth from 2017 was the APRA interventions discussed at the beginning of this article. Now that they’ve been relaxed, it is very possible Sydney could enter a market frenzy at equal or greater magnitude as was occurring a little over a half-decade ago…

Undoubtedly fueling Australia’s curious property performance during the first half of the year is growth in housing finance. According to the Australian Bureau of Statistics, each month of 2020 (except May) experienced a higher volume of new housing loans than the corresponding month in 2019…

If you’re less of a finance or psychology geek, perhaps you’re familiar with Queen’s 1989 hit song… “I want it all, I want it all, I want it all, and I want it now!”

The prevailing sentiment over many years implies that Sydney is not only among the most unaffordable places to live in Australia but also in the world. The city’s sensitivity to changes in the availability of credit indicates that many Sydneysiders are teetering on the edge of externally imposed limits of affordability.

Regulators grew nervous as the median house price of Australia’s largest city approached $1 million. The next year, working class suburbs in Sydney’s west were creating droves of millionaires…

The Banking Royal Commission has recommended a similar model to the Dutch 'makelaars' in the mortgage broking industry by ceasing 'trail commissions'…

It was touted as a well-meaning attempt to get a grip on the issue of housing affordability, fed to the masses as a means of stopping the rich…

Your personal position on the spectrum of risk tolerance dictates much more about how you live…

If you believe what you read in the media, Melbourne is suffering from an apartment glut. For those who dived into this market either as an investor or owner-occupier, concerns about significant price reductions are palpable.

Over 2015 and 2016, we saw the Reserve Bank of Australia cut interest rates four times, totalling 100 basis points (or one per cent)…

The problem with tarring an entire city with the same brush is that it ignores some significant fundamentals of property investment…

The Sydney property market may have led the boom, but is it still the best Australian city for new investments..?

This is what we risk if we adopt a policy of negative gearing only serving the purchase of brand new property…